Embodied Finance for Women

The Rhythm of Money — three women in movement

The Rhythm of Money

Living Your True Note

A podcast for women who want to be clear and capable with money. Two seasons build the foundation in order: first the inner ground, then the practical financial work that stands on it.

Start with Season 1

The Inner Foundation

Season 1 works where most money conversations skip past: the nervous system, old beliefs, avoidance, and the patterns shaping financial choices long before a spreadsheet enters the picture. Each episode builds on the last, and the season ends with you looking at your full financial picture from steady ground.

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  1. 1 The Invisible Vow The inherited belief that goodness and financial security don’t fully belong together, and how it shapes how safe and allowed you feel around money. 19:33Listen →
  2. 2 The Reset A body-level practice for the moment money stress shows up: the tightening, the urgency, the shutdown. Every later episode leans on this skill. 17:21Listen →
  3. 3 The One Who Gives What happens when giving becomes identity, and receiving starts to feel uncomfortable or even wrong. 24:06Listen →
  4. 4 The Illusion of Progress The difference between preparing to deal with money and making real contact with it: the account, the number, the call, the first step. 23:38Listen →
  5. 5 The Missing Language of Money Your body’s financial signals, drawn from the work of psychologist Eugene Gendlin, and how to recognize them in four common money situations. 24:39Listen →
  6. 6 The Financial Flinch The half-second between your body’s first response to money and the story your mind tells afterward, and how to catch it. 23:02Listen →
  7. 7 The Skill of Receiving Receiving as a financial skill you can develop. Four things that quietly block it, and a direct practice to begin closing the gap. 29:12Listen →
  8. 8 The Cost of Avoidance: How to Stop Paying It Why financial avoidance drains so much energy, with a guided Focusing practice to soften the charge around the task you’ve been putting off. 27:11Listen →
  9. 9 The Daily First Receiving Practice A simple morning practice of light, breath, ground, water, and gratitude that builds a steadier baseline before the day starts pulling on you. 21:04Listen →
  10. 10 Your Net Worth Isn’t Your Self-Worth: Safe to Look The episode the season builds toward. Two honest pictures of where things stand: what you own against what you owe, and what comes in against what goes out. 20:42Listen →
  11. 11 The Moment Everything You’ve Built This Season Locks In The final guided practice, letting your body settle into the money competence you’ve shown yourself. The bridge into Season 2. Season finale21:10Listen →
Soft teal and gold light in movement

"Money isn't only math. It's also rhythm, safety, attention, timing, and trust."

Indigo Dutton ~ The Rhythm of Money

The Practical Work

Season 2 moves into the concrete decisions: goals, habits, spending, debt, cash, accounts, investments, insurance, estate planning, and retirement. You can begin here without Season 1, and the earlier practices are there whenever a topic stirs something up.

  1. 1 3 Questions That Turn Financial Dreams Into Daily Decisions How the future you believe is available shapes what you spend, save, and prepare for today, and three questions that turn a vague wish into something you can plan for. 15:52Listen →
  2. 2 How to Make a New Money Habit Stick The Micro Habit: a financial action small enough to slip past resistance, precise enough to repeat, and anchored to a reliable moment in your week. 24:03Listen →
  3. 3 Are Your Spending Patterns Still Serving the Life You Want? One spending category, examined without judgment: when it happens, how often, and what it may be providing beyond the purchase itself. 17:35Listen →
  4. 4 The Debt Strategy: What to Tackle First and What to Keep How to weigh each debt by urgency, cost, usefulness, and risk, so you know which needs action now, which to accelerate, and which is reasonable to keep. 27:58Listen →
  5. 5 How Much Cash Should You Keep? Automatic Saving Cash as flexibility, choice, and room to move. How to size your reserve, and when to hand saving over to automation. 19:10Listen →
  6. 6 Where Does the Next Dollar Go? 401ks, IRAs, Brokerage & Savings A priority order for your next available dollar: employer match, traditional and Roth IRAs, brokerage accounts, and your cash reserve. 15:38Listen →
  7. 7 What Goes Inside Your IRA or 401(k)? Index Funds, ETFs & Bonds The building blocks inside your accounts: index funds, mutual funds, ETFs, stocks, and bonds, plus how your timeframe shapes the risk you can reasonably take. 20:49Listen →
  8. 8 Who Should Decide Your Investment Mix? A Fund or a Financial Advisor? Two ways to have asset allocation handled for you: a target-date fund or a fiduciary advisor. How each works, what each costs, and the questions to ask. 16:28Listen →
  9. 9 What Risks Should You Actually Insure? Protecting What You’ve Built Which risks you can comfortably absorb yourself and which are large enough to hand to an insurer, across liability, property, disability, life, and umbrella coverage. 11:26Listen →
  10. 10 What Actually Happens to Your Money When You Die? Wills, trusts, beneficiary designations, and planning for incapacity, and whether all of your documents are telling the same story. 16:28Listen →
  11. 11 How Do You Know If You Have Enough to Retire? Start with the life the money is meant to fund, then the numbers: what retirement may cost, and what changes when you claim Social Security at 62, 67, or 70. 17:43Listen →
  12. 12 Should You Do Anything When the Market Drops? How to tell activation from useful financial information when markets swing, and how to return to the plan you made before the headlines took hold. 21:09Listen →
  13. 13 Is Your Financial Plan Working Against Itself? The pieces come together. Look across cash, debt, investments, retirement, insurance, and estate planning to find what’s missing or out of sync, and what’s working well enough to leave alone. Foundation finale20:55Listen →

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Indigo, host of The Rhythm of Money

I'm Indigo Dutton

I'm a retired Investment Advisor (IAR), and former business consultant and psychotherapist. For years, working with women on their real financial lives, what kept showing up wasn't just a financial knowledge problem.

It was their bodies' response to money. The bracing, the flinch, the hiding and spacing out when what was needed was engagement and clarity. This show starts there, in the body, and builds toward the practical decisions that create real financial strength.